Rubyx provides flexible credit to entrepreneurs in developing economies, enabling them to grow their businesses with confidence. The company is made up of a team of eight people who are developing revolutionary data technology to help banks in emerging markets with their day-to-day decision-making. They make the lending experience convenient, decisions easy and approval processes fast. After two years in business, the startup has over one million entrepreneurs, mainly in Africa, and generates a recurring revenue of €16,000 per month.
Rubyx is moving to a full lending-as-a-service approach to become the first lender to connect digital ecosystems (mobile wallets, e-commerce platforms, merchant networks) to banks for lending.
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